Here’s an update to keep everyone in the loop about our upcoming trip:
The Plan
Originally, we were going to drive to Cancun and back, but we decided to fly instead. This means we’re cutting out some stops we wanted to see along the way, but it allows us to spend more time exploring the Yucatán Peninsula and everything it has to offer.
We are aiming to depart from Hermosillo on October 31 and return around November 30, give or take a few days. Our budget is around $3,000, and even after slightly overestimating expenses, we are still within budget with a little to spare.
How Are We Making This Work?
Against some opinions, my boyfriend decided to take early retirement and access his 401(k). Some context: he has worked for the same company for just under 10 years and recently stepped down from his management role because he was unhappy. He owns his home, has a paid-off car, and is financially responsible with minimal bills.
As for me, I’ve been a bit vague about work. I’ve been in management for just about a year and with the company for four years. While I could continue climbing in retail, I feel capable of more and want to truly enjoy life. There’s a career out there that fits me better, and now is the perfect time to explore options.
When we return, we both have backup jobs through friends’ companies, but we also want to explore new opportunities. We aren’t tied to Tucson. If the right position came along elsewhere, we’d consider a change of pace.
A Little Defense
People often criticize taking out a 401(k) early, but we are smart with money and have thought about our futures. We have goals, we are prepared for consequences, and we are young with many options. Right now, we are making choices we can because the timing is right for us.
That’s it for now. Questions?
